My Loan Elect

2.43 % p.a. Variable rate¹

2.46 % p.a. comparison rate²

¹New owner occupier, Principal & Interest, LVR ≤ 80%. T&Cs and Lending Criteria apply. Learn more for important comparison rate information.

1.84 % p.a. 2 Year fixed rate³

2.36 % p.a. comparison rate²

³New owner occupier, Principal & Interest, LVR ≤ 70%. T&Cs and Lending Criteria apply. Learn more for important comparison rate information.

Support during Coronavirus (COVID-19)

We know this is an extremely difficult time for many of our customers and we want you to know that we’re here to help.
Find out more on how we’re supporting customers with their home loan.

That’s what we call home loans built to suit your customers.

A smooth and easy loan experience for your customers

Simple Proposition

Focusing on core customer needs (Owner-occupied & Investor P&I and IO)
Supporting everyday Australians (PAYG & self-employed individuals)
Facilitating most common transactions (existing dwellings & single builds)

Straightforward Pricing

Removing ongoing fees for all new home loans
Providing customers the same rate fo all loan sizes
Offering customers the best rate, first time (no need to negotiate)

Seamless Service

Taking the paperwork out with a fully digitised application
Enabling quicker customer outcomes with automated decisioning
Delivering dedicated service via our Australian-based support team

Reduce rework and enable approvals at ‘first touch’ by following our Supporting Document Checklist.

Download checklist

If you need help, contact your BDM.

Digital end-to-end enhancements that make the home loan experience easier

We’ve made it easier for you to do business. Use either the IDyou or ZipID apps to digitally capture and collect your customers’ identification information.

At the Advantedge Digital Hub, you’ll find everything you need to guide you each step of the way.

Learn more

Support that helps build your business

Support from our state-based BDMs

Our statewide network of BDMs are available to help support you and your business growth. If you’re new to MyLoan Elect, contact your BDM about getting the right support.

Workshop your applications

All brokers writing MyLoan Elect can speak directly to our Credit Managers and Scenarios Team for advice and support for applications outside of policy.

If you’d like to workshop a home loan application and understand what the requirements are prior to submission, contact our Scenarios Team directly.

Call: 1300 543 558Call: 1300 543 558

Email the Scenarios Team

Discover MyLoan Elect

We’re simple, flexible and easy to work with

A MyLoan Elect loan is a quality home loan, designed to suit your customers’ needs – combining great features and flexibility with sharp rates.

It’s brilliantly simple, and it’s all about delivering real value to your customers.

To find out more about how we can help support your customers, contact your BDM or visit our Resources Hub today.

What our customers had to say

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Overall NPS in August 2020

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NPS for the broker who helped set up the loan

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Contact Centre NPS in August 2020

Overall customer satisfaction with...

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Loan set-up

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Drawdown process

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Product/features

Customer Surveys: August 2020
Advantedge Customer Satisfaction Surveys. Includes customers who have settled a new home loan or refinanced in the last 6 months. These are aggregated numbers across Advantedge brands.

Simply brilliant for you and your customers

Here’s what customers are saying.

“I will 100% recommend to my friends and family.”

“Extremely knowledgeable, and very aware of us as people, not just customers.”

“Fantastic service and answered all my questions with ease.”

“I have had excellent customer service every time I have contacted my broker.”

Here’s how we’re helping brokers

Digital enhancements to make the home loan process easier and faster.
Reduce rework and enable faster approvals at ‘first touch’ when you submit a quality application including all the documentation required.
Direct access to Credit Managers and the Scenarios Team for added support.
We’re versatile. No matter who your customers are, we’ll take the time to fully understand their needs and review their application.
Our Australian-based CustomerCare team can provide you with information, including statements or loan details, on behalf of your customers.

Here’s how we’re helping your customers

Options for owner-occupier and residential investment lending. Your customers can even access variable and fixed loans, or a combination of both.
Sharp pricing means your customers will get an attractive interest rate on their loan.
Fees are simple and easy to understand. Customers can save money with no annual fees, no post settlement fees and no upfront application or valuation fees.
No need for your customers to change their day-to-day banking or credit card.
Free unlimited EFTPOS and ATM transactions through most ATM networks.^{^}